Lipana

Need an invoice, a contract or a proposal and don't want to pay for software or a template pack? Lipana is a free AI document generator for freelancers and small businesses that produces those business documents, plus a set of financial tools, from its website.

The pricing model is free, so there is no plan to compare before you start.

The range is practical rather than broad.

Lipana covers the paperwork a one-person business or small team tends to need most: billing clients, agreeing terms and pitching work.

As a contract generator and report generator it sits between a blank word processor and a full accounting suite.

That makes it a reasonable first stop if you only need documents drafted, though you would look elsewhere for deeper bookkeeping.