Finjy

Finjy has a free plan that costs $0 and does not expire, which covers up to 4 projects, basic analytics, email support, 1GB of storage, one connected bank account and access to GPT-3.5.

Finjy is an AI financial auditor that gives you insights into your spending and helps with expense management.

Paid plans start at $9.99 a month for Basic, which raises the limits to 10 projects, 5GB of storage and three bank accounts.

Pro is $19.99 a month and adds unlimited projects, advanced analytics, priority support, 50GB of storage and access to Grok alongside GPT-3.5.

Enterprise is $49.99 a month and includes everything in Pro plus dedicated support, unlimited storage, unlimited bank accounts and access to all AI models.

The plans differ mostly in how many bank accounts you can link, how much storage you get and which AI models you can use, so the free tier is a reasonable place to see whether the audit-style insights suit your finances.

Note that Basic and the free plan are limited to GPT-3.5, so model choice only opens up at higher tiers.